0 Finance

The tool provides a command‑line interface that lets AI agents and developers interact with a real bank account. Users can create and send invoices, propose ACH or IBAN transfers behind approval gates, and attach receipts for reconciliation, all from the terminal. Idle balances are automatically moved into a higher‑yield savings module, and the system supports both hosted and self‑hosted deployments, with optional insurance coverage for up to one million dollars.

It targets startups and other organizations that need programmable treasury management without a graphical UI. The CLI, distributed as the `zero` binary, integrates with existing agent workflows and can be customized or forked for private instances. The repository includes packages for the CLI, a web interface, and a smart‑contract module that automates savings.

Distinctive aspects include full‑liquidity accounts with no minimum balances, a scriptable banking experience designed for AI agents, and the ability to run the service on‑premises while retaining control over funds and insurance options.