Axal

Axal offers a non‑custodial platform that applies institutional‑grade decentralized finance (DeFi) strategies to generate yield on both fiat dollars and Bitcoin. Users deposit funds, which are automatically allocated to tier‑1, over‑collateralized DeFi lending protocols; the system continuously monitors and rebalances the portfolio to maintain a target annual percentage yield (APY) of up to 7.25 % for cash and to earn on idle BTC without selling or locking assets. Yield compounds in real time, and users can withdraw at any moment without lock‑ups or hidden fees.

The service targets individuals seeking higher returns than traditional savings accounts while retaining control of their assets. It emphasizes transparency, with real‑time growth tracking, a fee‑free cash‑earning tier, and a comparison of platform fees against other Bitcoin purchasing services. The onboarding process is limited to creating an account, funding it via bank transfer or wallet, and activating the earning account.

Axal distinguishes itself by combining a user‑friendly mobile and web interface with automated DeFi lending, auto‑compounding every second, and a focus on low‑cost, non‑custodial custody for both cash and cryptocurrency. This approach aims to deliver higher yields without the intermediaries typical of banks.