Cashytics

The API converts raw transaction and balance data into a structured cash‑flow signal set. A single POST request returns a cash‑health score from 0 to 100, a 30‑day cash position forecast, runway warnings, burn‑rate analysis, accounts‑receivable priority rankings, and distress indicators, all delivered as JSON within roughly 800 ms. The service does not retain ledger information and offers eight core endpoints that share a common request‑response format.

Target users include neobanks, lenders, fintech platforms, and accounting software providers that need automated, CFO‑grade cash‑flow insights for underwriting, dashboards, or month‑end reporting. The API is positioned as a plug‑and‑play component that can be integrated into existing financial products without storing raw financial records.

A free tier provides 500 API calls per month without requiring a credit card, and a web playground allows developers to test the endpoints with sample data. Authentication is managed through scoped keys tied to a work email, and the service includes a simulated‑scenario runner for stress‑testing revenue, operating expenses, and payable timing.