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The app lets users link their financial accounts and ask plain‑English questions about their money, receiving answers generated from the actual transaction data. It automatically categorizes spending, tracks budgets, identifies active subscriptions, and provides month‑over‑month spending trends without requiring manual entry or spreadsheet work.

All linked accounts—including checking, savings, credit cards, investments, and loans—are displayed in a single view, with daily balance updates that calculate net worth and show its change over time. Users can set monthly budget limits per category and receive warnings before exceeding them, while the AI remembers conversation history to continue discussions across sessions.

Designed for individuals who want an intuitive, conversational way to monitor finances, the software emphasizes privacy with read‑only access and 256‑bit encryption, and supports a large number of banks. It is offered as a free trial for 30 days on iOS.