PaymentSetu

The service provides a verification layer for UPI payments, allowing merchants to receive funds directly into their bank accounts without a middleman. Customers scan a dynamically generated QR code with any UPI app, complete the payment, and the system automatically matches the transaction to the QR, sending an instant webhook notification to the merchant’s application. This enables real‑time confirmation of payments for web and mobile integrations.

It is intended for developers and businesses that need a simple, commission‑free way to collect UPI payments and integrate verification into their own workflows. Features include dynamic QR code generation, webhook callbacks, a unified dashboard for monitoring transactions, and API access for programmatic handling. The platform does not hold funds; it only verifies that a payment has been made.

Pricing is based on a credit model where each successful payment consumes one credit, with tiered plans offering varying credit limits. The service emphasizes security, direct settlement, and transparency, positioning itself as a verification‑only alternative to traditional payment gateways.