PEQVAL

The platform aggregates weekly data from 28 market indicators covering valuations, macroeconomics, credit, sentiment, and technical signals, then combines them with a hybrid model that dampens correlated inputs. The result is a single risk score ranging from 0 to 100, presented in plain English tiers (LOW, MODERATE, HIGH, EXTREME) and accompanied by a BUY / HOLD / REDUCE / SELL recommendation based on historical outcomes.

Users can apply the score to a retirement planner that incorporates UK income‑tax rules and state‑pension allowances, providing risk‑adjusted projections of net retirement income. A portfolio tracker consolidates equities, ETFs, pensions, property, and cash with live prices, while a scenario planner lets users adjust variables and observe how the risk score and projected portfolio value respond.

The service is offered for free, without any fund‑selling agenda, and updates the risk score each Monday. It is designed for investors who want a concise, data‑driven view of current market conditions and tools to model personal financial outcomes.