Spendlens

Spendlens is an iOS‑only personal finance manager that consolidates budgeting, cash‑flow tracking, goal setting, recurring payments, and investing into a single interface. Users can link bank accounts through Plaid, scan paper or email receipts, or enter transactions manually, and the app’s on‑device machine‑learning engine categorizes each entry automatically, allowing custom rules and learned corrections. The software presents financial data through six configurable modules—budget, cash flow, goals, recurring payments, investing, and a wellness score—each offering searchable timelines, visual overlays, and forecasting tools. All processing and data storage occur on the device, with optional selective sharing and sensitive‑value redaction, emphasizing a privacy‑first approach while providing actionable insights and long‑range financial planning.