IGNIO

IGNIO lets users manage personal finances through a Telegram chat interface. Users can send receipts, voice notes, or typed messages; an integrated AI extracts transaction details, categorizes them, and updates a web dashboard in real time. The dashboard supports installment tracking, recurring payments, multiple currencies, and receipt scanning via OCR, while also offering data export and privacy controls.

The service acts as a conversational assistant, responding to queries such as current balance, spending by category, or upcoming installments. It can add payment methods, create custom categories, and adjust entries directly from the chat, providing continuous 24/7 interaction without needing a separate app.

Target users are individuals who prefer messaging‑based tools for budgeting and expense tracking, especially those already using Telegram. The distinctive aspect is the combination of AI‑driven natural‑language processing with a real‑time synchronized dashboard, allowing financial management through simple text, voice, or photo inputs.