YourDigits: Budget By Voice

The app creates a budget aligned to the user’s pay cycle and then reuses that structure for each subsequent cycle, reducing the time required to manage finances to a few minutes. Recurring bills are automatically marked as paid, planned items appear as one‑tap rows, and categories and amounts copy forward, so most transactions are already scheduled. A single score from 0 to 100 summarizes the overall financial setup, and the system highlights the most important “leaks” that need attention.

Unplanned expenses can be entered by speaking naturally; the app parses the input, asks for confirmation, and updates the budget without manual categorization. Users can import their transaction history, and the tool adjusts the plan each payday instead of penalizing deviations, providing a view of remaining funds for the current payday and mid‑cycle progress.

Designed by an accountant with extensive manual transaction tracking, the software operates without linking to banks and focuses on identifying and fixing financial leaks in a repeatable, pay‑cycle‑centric workflow.